C.R.S. § 38-33.3-209.5
CriticalAll Communities
Governance
Association must adopt 9 mandatory "Responsible Governance Policies" (Conduct, Conflicts, Collections, Enforcement, etc.).
Colorado HOA Compliance Guide
Updated January 2026
Colorado leads the nation in consumer protection for HOA homeowners. HB 24-1337 requires money judgments before foreclosure, and HB 22-1137 caps fines at $500 with no daily fines allowed.
Primary Statutes:Colorado Common Interest Ownership Act (C.R.S. § 38-33.3)HB 22-1137 (Consumer Protections in Collections)HB 24-1337 (Foreclosure Limitations)SB 23-178 (Water-Wise Landscaping)
11Total Rules
5Critical
5Warning
1Info
Categories Covered
governanceassessmentsenforcementarchitecturalrecordsmeetings
Compliance Rules
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Showing 11 of 11 rules
C.R.S. § 38-33.3-303(4)
CriticalAll Communities
Assessments
Budgets are deemed approved unless a majority of ALL owners veto them at a meeting. Applies to ALL communities (HB 18-1342).
C.R.S. § 38-33.3-209.5(1.7)(a)
CriticalAll Communities
Assessments
Collection policies must offer a payment plan of at least 18 months for delinquent debt. Owners may choose to pay in monthly installments.
C.R.S. § 38-33.3-316 (HB 24-1337)
CriticalAll Communities
Assessments
Foreclosure is prohibited unless: 1) Money judgment obtained first, 2) Debt > 6 months dues, 3) Board votes. Attorney fees capped at $5,000 or 50% of debt.
C.R.S. § 38-33.3-209.5(2)
CriticalAll Communities
Enforcement
Enforcement policies must provide a 30-day cure period for standard violations. Health/safety violations allow a 72-hour cure period.
C.R.S. § 38-33.3-209.5 (HB 22-1137)
WarningAll Communities
Enforcement
Fines are limited to $500 per violation. Daily fines are prohibited. Interest rates on delinquent amounts are capped at 8% per year.
C.R.S. § 38-33.3-106.5 (SB 23-178)
WarningAll Communities
Architectural
HOAs cannot prohibit vegetable gardens in any yard area. Associations must allow xeriscaping and provide 3 pre-approved water-wise designs.
C.R.S. § 38-30-168
WarningAll Communities
Architectural
HOAs cannot effectively prohibit renewable energy devices (solar). Restrictions cannot increase cost >10% or decrease efficiency >10%.
C.R.S. § 38-33.3-317 (HB 25-1043)
WarningAll Communities
Records
Records must be produced within 7 days of request. Penalty of $50/day applies for non-compliance. No "proper purpose" required.
C.R.S. § 38-33.3-308
WarningAll Communities
Meetings
Board meetings must be open to owners. Agendas must be made reasonably available to owners prior to the meeting.
C.R.S. § 38-33.3-106.8 (HB 23-1233)
InfoAll Communities
Architectural
HOAs cannot prohibit EV charging stations in deeded parking or shared parking areas. Owner must pay installation/usage costs.
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